Browsing by Author "Printhika, B.L.D.S."

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    Impact of microfinance on household welfare: assessing the case of Samurdhi program in Sri Lanka
    (2012) Thibbotuwawa, R.M.M.I.; Printhika, B.L.D.S.; Jayasinghe, U.K.; Udugama, J.M.M.
    Household Income & Expenditure Survey (2006/07) data were used to estimate the impacts of ‘Samurdhi’ – the largest state-sponsored microfinance program in Sri Lanka – on the status of household income, health, education, and food and non-food consumption. Propensity Score Matching was used to minimize selection bias. Propensity scores were estimated using a Probit Model to match “treated” households with “control” group to identify the impacts. The results show that Samurdhi possesses a significant impact on household welfare on income, consumption and education, despite the inefficiencies and political interferences associated with distribution of intended services.