Utilization of Self Employment Credit Schemes by Migrant Women Workers

Abstract

The study examines the credit schemes provided by the Bureau of Foreign Employment, and two state banks, for the welfare and support of migrant workers who have returned after employment abroad. It was expected that these schemes would enable the workers to engage in income generating activities including self-employment and also provide for other related expenses. Finding revealed that only a very small number of migrants made use of these schemes. The reasons for this are discussed. It was also shown that the large number of unskilled women migrants, had not benefited from these schemes, and that self-employment brought benefits to only a few.